Convene Wholesale · Professional Liability

Insurance Agents & Brokers E&O

Insurance professionals face unique exposures. Protecting them requires a partner who understands the business from the inside out.

Covering the Insurance Ecosystem Trusted Advisors Thoughtful Solutions
Overview

Built on expertise. Earned through relationships.

Insurance professionals are held to a high standard. A missed detail, coverage dispute, or allegation of professional negligence can quickly become a costly claim.

Errors & Omissions (E&O) insurance is designed to protect agencies and insurance professionals from claims alleging mistakes, omissions, or failures in the professional services they provide. Policies are typically written on a claims-made basis and help respond to legal defense costs, settlements, and covered damages arising from those allegations.

As insurance products become more specialized and client expectations continue to evolve, professional liability exposures become increasingly complex. Even agencies with experienced staff, strong internal controls, and disciplined processes can face allegations that require an effective defense.

When your clients depend on your expertise, you deserve a partner who understands yours. We don't simply place coverage. We help clients navigate complex decisions, evaluate evolving risks, and build long-term insurance strategies that support their businesses as they grow.

Program Snapshot

Built to respond, backed by service.

A quick look at how the program is structured.

Carrier PaperAdmitted or non-admitted, by state
LimitsPrimary Limits up to $5M
Excess Limits Available
ClaimsIn-house claims service
SupportRisk management and pre-claims assistance
Our Practice

Decades of experience. Relationships that endure.

Convene's Professional Liability team brings decades of experience helping insurance agents, brokers, wholesalers, MGAs, program administrators, and other insurance professionals secure Errors & Omissions coverage that stands up when it matters most.

We combine deep industry expertise with longstanding market relationships to deliver thoughtful solutions tailored to the way insurance organizations operate today. Whether you're protecting a small independent agency, a growing wholesale operation, or a multi-state organization, our focus is the same: delivering responsive coverage, trusted advice, and long-term partnership backed by financially strong insurance partners.

Classes Considered

Supporting insurance professionals at every stage.

We provide Errors & Omissions solutions for a broad range of insurance organizations, including:

Insurance Agencies
Retail Insurance Brokers
Wholesale Brokers
General Agencies
Managing General Agents (MGAs)
Managing General Underwriters (MGUs)
Program Administrators
Underwriting Managers
Insurance Consultants
Reinsurance Brokers
Insurance Premium Finance Professionals
Third-Party Administrators (TPAs)
Insurance Instructors / Speakers
Expert Witnesses (insurance-related only)
Insurance Claims Adjusters
Insurance Aggregators

Whether you're launching a new MGA, expanding into new product lines, or operating an established insurance organization with unique exposures, we bring the experience and market relationships to help identify the right solution.

Coverages

What the program includes.

Our Insurance Agents & Brokers E&O program is built to respond when it matters, with coverage features designed around how insurance organizations actually operate:

Pay on Behalf
Duty to Defend contract
Damages plus claims expenses
First-dollar defense
Punitive damages where insurable by law
Disciplinary action and regulatory expense
Defendant reimbursement (trial and mediation)
Crisis management coverage
Independent contractor coverage
Flexible Extended Reporting Period (ERP) options
Automatic ERP at no cost
Worldwide coverage for wrongful acts
Choice of counsel
Aggregate deductibles
Available or amended on quote
Insolvency coverage (carrier rated B+ or better)
Consent-to-settle provisions
Deductible reduction coverage
First- and third-party cyber coverage
Additional professional services (e.g., HR consulting)
Related Coverages We Place

Beyond E&O, the rest of the management liability tower.

Professional liability is only one part of protecting an insurance business. We also place the complementary lines that round out a complete program:

Excess Professional Liability
Cyber & Privacy Liability
Directors & Officers Liability
Employment Practices Liability
Commercial Crime
Fiduciary Liability
Insurance Company Professional Liability
Licensing & Permit Bonds
Why Convene

Experience matters. So do relationships.

Professional liability isn't simply about accessing markets. It's about understanding your business, recognizing emerging exposures, and helping you make informed decisions with confidence.

We work alongside our clients throughout the year, not just at renewal, to provide guidance, identify emerging exposures, and help navigate the evolving professional liability landscape. Whether you're an established brokerage, launching a new MGA, or developing a specialized insurance business, our goal is the same: to be a trusted resource long after the policy is placed.

The best partnerships begin with a shared purpose. Our goal is simple: to help insurance professionals build stronger, more resilient businesses through thoughtful advice, trusted relationships, and long-term partnership.

E&O Insights

Leaving a captive or franchise agency?

Angela's guide walks new agency owners through the E&O application, prior-acts and ERP "tail" traps, and a pre-application checklist to get a cleaner quote.

Your Point of Contact

Talk with a specialist.

New to Convene, or weighing a placement? Start the conversation with Angela directly. She partners with agents and brokers on professional liability every day.

Angela Schroder
Vice President, Brokerage
More than 25 years in professional lines, and a former brokerage owner herself. Angela works directly with agents and brokers on E&O and management liability placements.
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Angela Schroder is a recognized professional lines specialist with more than 25 years of experience serving the insurance industry. She has advised retail agencies, wholesalers, MGAs, carriers, and other insurance organizations on insurance agent and broker E&O, directors and officers liability, cyber, crime, and related professional liability solutions. Having built and successfully sold her own professional lines brokerage, Angela brings both firsthand business leadership and deep technical expertise to every client relationship. She is known for her collaborative approach, trusted industry relationships, and helping insurance organizations navigate complex professional liability risks with confidence.

Let's Convene

Protecting insurance professionals starts with understanding their business.

Whether you're reviewing an existing E&O program, exploring new market options, launching a new venture, or looking for a fresh perspective on a complex risk, we'd welcome the opportunity to work with you.

Contact Our Professional Liability Team →