Wind Deductible Buydown
Convene's Wind Deductible Buydown Program reduces the friction created by wind and hail deductibles through follow-form coverage that integrates seamlessly with the overlying property policy. Backed by Lloyd's capacity and underwritten by Convene, the program provides flexible solutions for coastal and inland property risks where traditional markets often fall short.
Thoughtful solutions. Disciplined underwriting.
High wind and hail deductibles shouldn't prevent great property accounts from getting across the finish line.
Our Wind Deductible Buydown Program combines disciplined underwriting, Lloyd's-backed capacity, and in-house underwriting authority to deliver thoughtful solutions for challenging wind and hail deductible placements. We work directly with our broker partners to structure coverage that fits the account, responds to the overlying property policy, and provides confidence from quote through claim.
Follow-Form Coverage
Designed to align seamlessly with the overlying property policy for a consistent claims experience.
Lloyd's Capacity
Backed by one of the world's leading specialty insurance markets, providing strength and stability behind every policy.
In-House Underwriting
Our underwriting team has the authority to evaluate risks, structure solutions, and make decisions efficiently without unnecessary layers.
Flexible solutions for wind and hail deductibles.
Whether the challenge is a broad wind and hail deductible or a specific Named Storm exposure, coverage is designed to complement the overlying property policy while responding to the unique characteristics of each account.
All Wind/Hail
Buy down wind and hail deductibles, providing broad protection where higher deductibles create challenges for insureds.
Named Storm
Reduce or eliminate Named Storm deductibles while maintaining seamless alignment with the overlying property policy.
All Other Wind/Hail
Target non-named wind and hail deductibles with flexible structures designed around the overlying coverage.
Flexible Limits
Limits and coverage structures are customized based on the property's exposures, deductible structure, and underwriting profile.
Coastal or inland. Built for complex property risks.
Coverage is available in all 50 states for coastal and inland property schedules where wind and hail deductibles create placement challenges.
Every account is individually reviewed by our underwriting team, allowing us to evaluate the unique characteristics of each risk and develop solutions that fit the exposure, not just the checklist.
Complex risks deserve thoughtful underwriting. Not every solution fits neatly inside a box. That's why every opportunity is evaluated by experienced underwriters who understand that the best outcomes often come from looking beyond the obvious. If you have a challenging placement, we'd welcome the opportunity to review it.
Complex risks deserve thoughtful underwriting.
If wind and hail deductibles are standing in the way of getting a deal done, let's work together to find the right solution.
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