occupational accident

Protection where
workers need it most

Designed for industries that rely on independent contractors or non-employees, our Occupational Accident program provides flexible, reliable coverage that helps mitigate risk while protecting people.

Factory workers in hard hats and safety vests shaking hands on a plant floor, machinery visible in background.
WHY CHOOSE OUR COVERAGE

Reliable coverage for today’s flexible workforce

Tailored for independent contractors, our coverage supports alternative labor models without sacrificing protection or simplicity.

Quick quoting and responsive underwriting help you move fast while giving contractors the peace of mind they need.

Coverage that works with your workforce

Independent Contractors

Flexible protection for gig workers, owner-operators, and contractors across transportation, delivery, logistics, and more.

Accident Benefits

Covers medical expenses, disability income, and accidental death to help reduce exposure and support your clients’ teams.

Plan Flexibility

Customizable limits, deductibles, and benefit levels give you more ways to meet client needs and compliance requirements.

Agent Advantage

Fast quoting, digital submissions, and responsive underwriters help you move quickly and win more opportunities.

Speak to us about coverage

Smarter E&S solutions that meet your needs.

At Convene, we bridge the gap between agents, insureds, and innovative insurance products. Our collaborative approach simplifies complex risks.

  • Nationwide access to trusted markets.

  • Expertise in specialized and emerging risks.

  • Dedicated support from submission to servicing.

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Convene makes placing difficult risks feel easy. Their team is incredibly responsive, knowledgeable, and proactive — they don’t just quote, they help you think through the right approach for each risk. I’ve built stronger client relationships and closed more business because I have Convene in my corner.

John Smith

OUR SOLUTIONS

Explore more products

Transportation

Tailored insurance solutions for carriers, fleets, and independent drivers.

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Hospitality

Coverage for hotels, restaurants, and venues with evolving risk needs.

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Commercial Property

Property protection for small businesses and hard-to-place occupancies.

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Fine Arts & Jewelry

Specialized coverage for valuable items in transit or secure storage.

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Let's convene the right coverage.

Convene Risk Partners brings together insureds, agents, and innovative insurance products — all in one place. We’re rethinking how specialty coverage gets done by fostering meaningful connections that simplify the complex.